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The article below from NYTimes.com

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Devotees should take advantage of this trend!

 

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Faith at Work

 

October 31, 2004

By RUSSELL SHORTO

 

 

 

 

 

Across the Judean desert, over the opal waves of the

Mediterranean, along stone-paved roads that scored the

plains of Syria and Asia Minor and carried into the heart

of Rome, the Word spread 20 centuries ago. And as it did,

it transmitted itself less in houses of worship than in the

tents of carpet sellers, in wine shops and bakeries and

maybe most of all at the tables found in every market town

where stacks of coins signaled the indispensable presence

of the moneylender. The market was the central place of

human interaction. It was where change happened, where

ideas lighted from one mind to the next.

 

And so it remains. Chuck Ripka is a moneylender -- that is

to say, a mortgage banker -- and his institution, the

Riverview Community Bank in Otsego, Minn., is a way station

for Christ. When he's not approving mortgages, or rather

especially when he is, Ripka lays his hands on customers

and colleagues, bows his head and prays: ''Lord, I pray

that you will bring Matt and Jaimie the best buyer for

their house so that they have the money to purchase the new

home they feel called to. And I pray, Lord, that you grant

me the wisdom to give them the best advice to meet their

financial needs.''

 

The bank is F.D.I.C. approved. It has a drop ceiling and

fluorescent lighting. Current yield on a 30-year mortgage

is 5.75 percent. The view out Ripka's office window is of

an Embers chain restaurant. Yet for all the modern

normalcy, the sensibility that permeates the place comes

straight out of the first century A.D., when Christianity

was not a churchbound institution but an ecstatic Jewish

cult traveling humanity's byways.

 

The bank opened 18 months ago as a ''Christian financial

institution,'' with a Bible buried in the foundation and

the words ''In God We Trust'' engraved in the cornerstone.

In that time, deposits have jumped from $5 million to more

than $75 million. The phone rings; it's a woman from

Minneapolis who has $1.5 million in savings and wants to

transfer it here. ''I heard about the Christian bank,'' she

tells Ripka, ''and I said, 'That's where I want my

money.''' Because of people like her, Riverview is one of

the fastest growing start-up banks in the state, and if you

ask Ripka, who is a vice president, or his boss, the bank

president, Duane Kropuenske, whose office wall features a

large color print of two businessmen with Christ, or Gloria

Oshima, a teller who prays with customers at the drive-up

window, all will explain the bank's success in the same

way. Jesus Christ has blessed them because they are

obedient to his will. Jesus told them to take his word out

of the church and bring it to where people interact: the

marketplace.

 

Chuck Ripka says he sometimes slips and says to people,

''Come on over to the church -- I mean the bank.'' He's not

literally a man of the cloth, but in the parlance of the

initiated, he is a marketplace pastor, one node of a

sprawling, vigorous faith-at-work movement. An auto-parts

manufacturer in downtown Philadelphia. An advertising

agency in Fort Lauderdale. An Ohio prison. A Colorado

Springs dental office. A career-counseling firm in

Portland, Ore. The Curves chain of fitness centers.

American Express. Intel. The Centers for Disease Control

and Prevention. The I.R.S. The Pentagon. The White House.

Thousands of businesses and other entities, from one-man

operations to global corporations to divisions of the

federal government, have made room for Christianity on the

job, and in some cases have oriented themselves completely

around Christian precepts. Well-established Christian

groups, including the Billy Graham Evangelistic Association

and the Promise Keepers, are putting money and support

behind the movement. There are faith-at-work newsletters

and blogs and books with titles like ''God@Work,''

''Believers in Business'' and ''Loving Monday.''

 

The idea is that Christians have for too long practiced

their faith on Sundays and left it behind during the

workweek, that there is a moral vacuum in the modern

workplace, which leads to backstabbing careerism, empty

routines for employees and C.E.O.'s who push for profits at

the expense of society, the environment and their fellow

human beings. No less a figure than the Rev. Billy Graham

has predicted that ''one of the next great moves of God is

going to be through believers in the workplace.'' To listen

to marketplace pastors, you would think churches were

almost passe; for them work is the place, and Jesus is the

antidote to both cubicle boredom and Enron-style

malfeasance.

 

Os Hillman, a former golf professional and advertising

executive in Georgia, is an unofficial leader of the

movement. ''We teach men and women to see their work as not

just where they collect a check, but actually as their

calling in life,'' he says. ''We teach them to see what the

Bible says about work, to see the spiritual value of their

work.'' Through two organizations, the International

Coalition of Workplace Ministries and Marketplace Leaders,

Hillman and his wife, Angie, offer workshops, publish books

and organize conferences. More than 900 ''workplace

ministries'' are listed in I.C.W.M.'s member directory, and

Hillman's faith-at-work e-mail devotional -- which features

stories noting that Jesus and the apostles all had jobs and

that most of the parables in the New Testament have

workplace settings -- goes out to 80,000 rs daily.

 

 

Of course, Christianity isn't the only spiritual force in

the workplace. There is an overarching faith-at-work

movement afoot. Some companies are paying for, or at least

allowing, workplace meditation sessions and Talmudic-study

groups and shamanistic-healing retreats for employees. But

this remains an overwhelmingly Christian nation. According

to the Gallup polling organization (which itself fits into

the subject of this article, as George Gallup Jr. is an

evangelical Christian who has called his work ''a kind of

ministry''), 42 percent of Americans consider themselves

evangelical or born again, and the aggressiveness with

which some evangelicals are asserting their faith on the

job suggests that the movement's impact, for better or

worse, is going to come from them.

 

Most mainline Christian denominations have been slow to

embrace the movement. Church leaders either haven't

recognized it as significant or have determined that since

it takes place outside the walls of their institutions, it

is by definition not of concern to them. But some pastors

are out in front of their leaders: they have left their

churches to become workplace-ministry consultants or have

landed jobs as ''corporate chaplains,'' spiritual

counselors hired by companies as a perk for employees. Rich

Marshall, who is now a consultant, was a pastor in San

Jose, Calif., for 25 years. ''I realized what I was

preaching in my pulpit wasn't helping people in their work

lives,'' he says. ''Now I'm on the road, speaking to

businesspeople about integrating faith and work.''

 

Looked at in light of some recent trends, there is a

certain logic in all of this. First came the withering of

the mainline Christian denominations and the proliferation

of new, breakaway churches. Then consumerism took hold:

today, many serious Christians are transient, switching

churches and theologies again and again to suit their

changing needs. With traditional institutions fragmenting

and many people both hungry for spiritual guidance and

spending more time at work than ever, it was perhaps

inevitable that the job site would become a kind of new

church.

 

When it comes to writing about religion, objectivity is a

false god. In the interest of full disclosure, I would like

to state here that my own orientation is secular but that I

also believe that all religions have more or less equal

dollops of spiritual truth in them, which become corrupted

by personal and cultural dross. This puts me at a certain

distance from most of the people in this article. For one

thing, all the marketplace Christians I encountered were

firmly of the belief that Christian truth is the only truth

and that part of their duty as Christians is to save the

unsaved.

 

My task, then, was to try to understand a phenomenon that

has, from my perspective, an inherent conflict in it. One

of the movement's objectives is to give Christians an

opportunity to ''out'' themselves on the job, to let them

express who they are, freely and without feeling

persecuted. Few would argue with such a goal: it suits an

open society. And if it increases productivity and keeps

C.E.O.'s from turning into reptiles, all the better.

 

Then again, the idea of corporations dominated by a

particular religious faith has a hint of oppressiveness, a

''Taliban Inc.'' aspect. As it is, Christian holidays are

the only official religious holidays in 99 percent of

American workplaces surveyed by the Tanenbaum Center for

Interreligious Understanding. Religious-discrimination

complaints to the Equal Employment Opportunity Commission

have increased 84 percent since 1992 and 30 percent since

2000. Georgette Bennett, the director of the Tanenbaum

Center, attributes the rise in part to the influx of

workers from Asian and African countries and an overall

aging of the largely Christian homegrown workforce, leading

to a clash of traditions. ''Added to that is the way in

which religion has entered the public square and been

politicized,'' she says.

 

Some friction may come from the insistence of marketplace

Christians on seeing offices and factories as arenas for

evangelism. Converting others, after all, is what being an

evangelical Christian is all about. One tenet listed in the

Riverview Community Bank's first annual report is to ''use

the bank's Christian principles to expand Christianity.''

If that wasn't clear enough, Ripka put it in even starker

terms for me: ''We use the bank as a front to do full-time

ministry.'' Ken Beaudry, a marketplace pastor whose

heating-oil company is just down the road from the

Riverview bank, takes the same view. ''It's all about

understanding that your business has a cause,'' he says.

''It's about recognizing that we exist as a company not

just to make profits, but to change society. And our

employees are on board with that.''

 

On-the-job evangelism extends far beyond Ripka's community.

In 2001, Angie Tracey, an employee at the Centers for

Disease Control, organized what she calls a ''comprehensive

workplace ministry,'' among the first officially sanctioned

employee religious groups within the federal government.

She says that many colleagues have been ''saved'' at her

group's Bible studies and other gatherings on government

property, and she describes the federal agency's

not-yet-saved employees as ''fertile ground.'' Her program

has spread rapidly within the C.D.C., and employees at

other divisions of the federal government -- the Census

Bureau, the General Services Administration, the Office of

Personnel Management -- have contacted her about bringing

the Word into their workplaces, too.

 

To explore this movement, I felt I needed a guide. Of all

the marketplace pastors I spoke with, Ripka stood out at

once in the intensity of his faith, his commitment to using

his workplace as a vehicle for spreading it and his

openness -- his purity, if you will. There was also a

modest personal connection between us: we are the same age

and both grew up Catholic. After several telephone

conversations, we made a kind of pact. He would welcome me

into his bank and his home and would open up to me his

world so that I might better understand why he and others

think the faith-at-work movement is part of the next phase

of Christianity.

 

And what would Ripka get in return? ''The Lord told me you

would call, Russell,'' he said in our first conversation.

Through me, he would get a chance to spread the Word.

 

So, the first thing to know about Chuck Ripka is that he

says Jesus talks to him -- actually speaks to him, calling

him ''Chuck.'' Ripka is 45, a father of five and

grandfather of two who has been married to his high-school

sweetheart for 25 years. He has a compact build and

pinprick eyes; he talks in a soft, rapid monotone. He once

fasted for 40 days and 40 nights, just as Jesus did in the

wilderness. He says he has performed more than 60 faith

healings in the bank and has ''saved'' another 60 people on

bank premises. Knowing him at first only via telephone, and

listening to his talk of visions and voices and Satan and

ecstatic healings, I began to think of him as potentially

unbalanced. Yet on meeting him, I quickly discovered that

he is a pillar of his community. The mayor stopped by his

office for a chat while I was there. The chief of police

and the superintendent of schools see him for prayer. He

occasionally gives spiritual counseling to Carl Pohlad, the

owner of the Minnesota Twins. Ripka runs a quarterly

faith-in-the-workplace lunch, which attracts up to 260 area

businesspeople. Many Christian business owners and

residents say they consider him to be not only a community

leader and an expert in small-business loans but also a

conduit of the divine, a genuine holy man.

 

Chuck and Kathi Ripka live in a beautiful log house on

nearby Big Lake. When I went there for dinner, their

teenage son was playing a video game in the semi-finished

basement. Kathi served a nicely prepared dish of chili,

accompanied by Italian bread and salad. Since we were all

the same age and the two of them met in high school, we

talked about that era. Chuck told me how back then, before

he found Jesus, he was a longhaired kid who organized keg

parties in the woods. ''Even then I had an anointing to

bring people together,'' he said. ''I was just using it for

the wrong purposes.''

 

He worked odd jobs after high school and was born again

when he was 21, during an Amway meeting. Shortly after,

Jesus began talking to him. ''I used to assume that all

Christians heard God the way I do,'' he said. ''But I

realized over time that a lot of people don't hear, or they

don't recognize, his voice. They think, Are these my

thoughts or God's?''

 

Like many marketplace Christians, the Ripkas have an

individualistic theology. Though they currently belong to a

Christian and Missionary Alliance church -- an evangelical

subdivision that holds, among other things, that the second

coming of Jesus Christ is imminent -- they have changed

churches often, and for periods of time have belonged to no

church. One of Chuck's refrains is that he's no theologian:

he can't rattle off scriptural citations to suit every

situation. So while quite a few people look to him as a

spiritual leader, his own faith is based not on a

denomination's core doctrine so much as on inner voices and

convictions.

 

An individual reliance on the voice of God is part of the

increasingly free-form nature of charismatic and

evangelical Christianity in America. It jibes with the

tradition's ultimate goal -- a personal relationship with

Jesus Christ -- but many evangelical leaders worry that

it's dangerously subjective. ''Pat Robertson is the one who

uses it most: 'God told it to me,''' says Michael

Cromartie, the director of the Evangelicals in Civic Life

program of the Ethics and Public Policy Center, a

conservative research center. ''I think theologically

that's unfounded.'' Nonetheless, it seems fairly common

among marketplace pastors. Don Couchman, a dentist in

Colorado who has made his dental practice a workplace

ministry, related a story not long ago about how in the

middle of performing a root canal, the Lord spoke to him

and told him to go on a pilgrimage to Argentina. I

interrupted to ask how he knew it was the Lord. ''The sheep

know the shepherd's voice,'' he said. (Some workplace

Bible-study groups, including those at the Riverview bank,

feature training in how to distinguish between God's voice

and random thoughts.)

 

Ripka had his marketplace epiphany 20 years ago when he was

a salesman at Levitz furniture in downtown St. Paul. ''From

out of the blue the Lord said to me, 'Chuck, one day you're

going to pray with a customer,''' Ripka said. ''Then

several months later, I saw a man standing in the store

looking at beds, and the Lord said, 'This is the one.' The

man started to walk toward me, and I felt nervous and I

said, 'Lord, I need your help.' The gentleman started to

talk to me, and soon he was telling me he was divorced and

his wife had custody of their children. Then he said: 'Why

am I telling you this? I came in to buy a mattress.' I told

him that three months before, the Lord told me someone

would come in and we would pray together. So we did. And

then something really important happened. The man bought a

mattress. The Lord said, 'Chuck, I wanted to show you how

to talk to people about me at work, and I wanted to prove

to you that you would be able to do that and prosper.'''

 

It took some time, but when the Lord spoke next on the

topic, he was very specific. ''The Lord told me in 2000

that Duane Kropuenske and I were supposed to begin a new

bank,'' Ripka said. Ripka worked for Kropuenske and his

wife, Patsy, at a bank in the 90's. When the couple were

considering opening a new one, they wanted to found it on

Christian principles. ''One day Duane came to me and said,

'The Lord told me I should talk to Chuck Ripka,''' Patsy

Kropuenske says. When her husband got in touch with Ripka,

Ripka was already expecting the call. Plans for

Christianizing the bank expanded as they developed the

project, with the three principals believing more every day

that they were doing God's work.

 

As with all bankers, Ripka and the Kropuenskes care a lot

about money, but they see it as a token of God's favor

rather than a thing in itself. ''The Lord spoke to me again

on the day we opened,'' Ripka said. ''He told me: 'Chuck,

if you do all the things I want you to do, I promise I'll

take care of the bottom line. I'm going to cause such a

rate of growth, the secular world is going to take notice.'

And that is happening.''

 

 

One of the most striking things about the Riverview

Community Bank is its location. This isn't exactly the

Bible Belt. We are 30 miles northwest of Minneapolis, that

bastion of Minnesota's secular-liberal tradition. The

adjoining communities of Otsego and Elk River lie on either

shore of a lazy bend in the Mississippi, a smaller mirror

image of the Twin Cities to the south. This is big-sky

country, a landscape of wide prairies and cornfield

sunsets, but change is all around. Much that was farmland

just a few years ago is now bustling exurbia, where

brand-new Targets and OfficeMaxs and Applebees sit like

boxy packages on the horizon. Few residents commute to

Minneapolis or St. Paul; few seem even to venture there.

They have their own culture, which is fast evolving, and

religion is part of the change. The Minnesota stereotype of

Garrison Keillor's Lake Wobegon -- the pinched,

resourceful, left-leaning Lutheran who eschews emotion --

is becoming less common. There is more charismatic and

evangelical expression in the state than ever before.

 

''I was born and raised here, and of course we were

Lutherans,'' Patsy Kropuenske says. ''Confessing your faith

vocally -- that wasn't our style. There's been a cultural

change, and I feel it's something that's needed, with the

way the world is going today. With all the terrorism and

fear, people need guidance.'' She and her husband had long

been serious about their faith: Duane sends $50 a month to

support the televangelist Robert Schuller's ''Hour of

Power'' program and has a shelf of American eagle

statuettes in his office to show for it. But when Chuck and

Kathi Ripka healed Patsy's debilitating back pain in the

bank the day before it opened -- laying their hands on her

and praying -- the healing demonstrated to her the kind of

power Christ would bring to the bank, and she became more

open in her faith.

 

As you drive along Route 101, heading here from

Minneapolis, the bank is visible from three-quarters of a

mile away: a massive temple-like structure of red stone

blocks. Step inside, and you are softly assaulted by muted

tones, wall-to-wall carpeting and curvilinear faux-wood

desks -- standard-issue bank decor. Spend some time, and

you begin to soak up an atmosphere of, well, peace. It is a

very calm, orderly place, governed by Christian principles

from the ground up. Many marketplace pastors say they try

to be fair and aboveboard with customers and competitors

alike and will even refer business to a competitor they

know can do a better job of meeting a client's needs. At

the Riverview bank, Ripka says, they make a special point

of arranging loans for ''ethnic'' churches in the Twin

Cities, which typically have a hard time getting banks to

approve them. And when customers are behind on payments, he

says, Riverview will ''give more grace'' than the typical

bank.

 

The atmosphere of calm extends to the bank's 42 employees,

who seem strikingly contented. Most are Christians, meaning

not merely that they were raised in a Christian household

but that their faith is overt. ''I've been in the banking

business for 15 years, but this is my first Christian

bank,'' says Shelly Nemerov, the operations officer, and

laughs. ''I was a Christian before, but I didn't have a

relationship with God. Here, I've gone from saying I'm a

Christian to actually being a Christian.'' She handles

returned checks and overdrafts, and at some point, under

the Riverview influence, she had a Christian epiphany about

her work: ''You hear constant problems -- 'I'm out of

work,' 'My husband left me' -- and I used to think, Yeah,

I've heard it all before. Then it hit me: these people need

help. So now I say: 'What can I help you do? Can I teach

you how to balance an account or how to manage your money?'

And I'll say, 'I think we should pray over this.'''

 

Praying with customers is one thing Riverview has become

known for. Gloria Oshima, a teller, was hired because of

her previous experience at the nearby First National Bank

of Elk River, but her faith, which she describes as

''bold,'' was also apparent in the job interview. ''When

Gloria came applying for a job, I had a vision of her

praying with customers,'' Ripka says. Referring to the

bank's drive-up window, Oshima says: ''The Holy Spirit

speaks to me when certain people drive up. A young lady

pulled up one day. I looked at her, and she had tears in

her eyes. I said: 'Are you O.K.? Would you mind if I prayed

for you?' She said O.K. I said, 'Inside the bank, or right

here?' She said, 'This is fine here.' So we prayed. I asked

the Lord to remove the hurts within her and bless her day.

She came again later, into the lobby this time, and she

said, 'I'm doing so good, and I just wanted to thank you

for your prayers.'''

 

Considering that many bank customers -- those seeking

loans, say, or involved in bankruptcy -- are at a

vulnerable moment in their lives, some may see this as

preying on the weak. But the people at Riverview say they

are only doing their jobs -- their real jobs. They seem to

have realized that they are in a unique position not only

to offer comfort to people who are going through difficult

times but also to zoom in on lost souls. Nemerov says that

none of the bankrupt or overdrawn customers she has offered

to pray with have ever said no, and she is confident she

knows why: ''Their hearts are already broken down and ready

for it.''

 

 

Well, all right, this is strange-sounding stuff. To someone

unfamiliar with marketplace Christianity, the questions

pile up. Is this legal? Aren't there

separation-of-church-and-state issues here somewhere? What

about discrimination?

 

As it happens, thanks to the value American law places on

religious expression, proselytizing on the job is perfectly

legal, even in a government workplace, even when it's the

boss who is doing the pushing. If the legal aspects of the

Christian-workplace phenomenon seem bewildering, it may be

because, while the United States has always been a deeply

religious nation, until recently it has also been fairly

resolute about keeping faith out of the public sphere.

Thomas Jefferson's famous metaphor of a wall of separation

between church and state has long been a part of the

national psyche. The historical reasons for erecting that

wall are worth restating. The European experience of the

16th and 17th centuries, the effects of which carried over

into the 18th, was of state-sponsored religious warfare, of

populations decimated and minorities oppressed in the name

of one branch of Christianity or another. Part of the

genius and daring of the framers of the American system was

in their decision to break with the European tradition of

establishing a national church, in their conviction that

religion was too combustible a material to be fused with

political power.

 

You might think that recent religion-inspired violence

would result in a renewed conviction to keep religion out

of the public sphere, yet just the opposite has been

happening. A major response in this country to Islamic

terrorism has been a rippling of Christian muscle. In the

post-9/11 universe, Christians have become more aggressive

in pushing a religious agenda on social issues ranging from

gay marriage to stem-cell research. ''The whole war on

terror has made evangelicals more politically engaged,''

says Michael Cromartie of the Ethics and Public Policy

Center.

 

The workplace-ministry phenomenon, too, seems to have

gained momentum since 9/11, but it is also part of the

broad trend that began in the 80's with the rise of the

Moral Majority and continued at the national political

level with the emergence of the Christian Coalition. Many

workplace ministries have received legal advice from the

public-interest law firm the American Center for Law and

Justice, which was founded in 1990 by Pat Robertson ''to

undo the damage done by almost a century of liberal

thinking and activism.'' In 1990, there were about 50

coalitions of workplace ministries, according to Os

Hillman's research; today there are thousands of businesses

that, in the words of yet another consortium of workplace

ministries, the American Chamber of Christians in Business,

have ''Jesus Christ as our chairman of the board.'' And as

with the Riverview Community Bank, they aren't restricted

to the Bible Belt. Rich Marshall, a marketplace-ministry

consultant and the author of ''God@Work,'' crisscrosses the

country giving seminars on the topic. The week I spoke to

him he was going to be in Los Angeles, El Paso and Rutland,

Vt. Two years ago, Don Thomas, a Christian business

executive in San Francisco, started looking for like-minded

businesses in his famously liberal area with whom his

company might ally and says he received ''an overwhelming

response.'' There are now 43 organizations in the Bay Area

Coalition of Workplace Ministries.

 

The laws governing religion in the workplace are

technically fairly clear, but in practice they can be

nearly impossible to enforce. While proselytizing is legal,

what is forbidden is religious harassment, the creation of

a hostile work environment or using religion as a basis for

hiring, raises or promotions. Businesses like the Riverview

Community Bank are acutely aware of this. Ask Duane

Kropuenske about a Christian litmus test for employees, and

he practically recites chapter and verse from the Civil

Rights Act of 1964, which laid down the law on a wide

variety of discrimination. ''I have stressed when I hire

people that it's based on their qualifications, and we have

no intent to pressure them into any kind of religious

experience,'' he says. They might choose to join one of the

bank's Bible-study groups or pray with Chuck Ripka, but

''it's not going to have any involvement with their next

raise or promotion or that type of thing.''

 

When I asked Ripka if a Jew or Muslim had ever applied for

a job at the bank, his choice of language was a bit odd:

''We don't really have that in our community at this

point.'' But his response highlights some of the realities

that govern many marketplace ministries. The population of

the Otsego-Elk River area is well over 90 percent white and

Christian, according to Stephanie Klinzing, the mayor of

Elk River (who is herself a charismatic Catholic and an

enthusiastic supporter of the bank and other Christian

businesses in the community). Besides that, why would a Jew

or Muslim or Hindu apply for a job at a business that is

known throughout the area to be flamboyantly Christian? So

there is a certain self-selecting aspect to a business that

wears its faith on its sleeve.

 

Then, too, Ripka added that in its hiring the bank pays no

mind to employees' religious backgrounds, and for a reason

quite beyond mere legality. ''It doesn't matter where they

are in their walk,'' he said. ''In the job interview, I sit

down and explain to them that we're doing God's work at our

bank. We don't say, 'You have to do this''' -- meaning

become as devout as some in the bank are -- ''but we say

it's something that will probably happen.'' What you are

isn't important, because they hope to make you into

something new.

 

It doesn't always work. I spoke with one employee of the

bank, who asked that her name not be used, and she told me

that while she had been raised Catholic, she did not

consider herself part of the bank's Christian culture.

''You will never find me going into Chuck's office to

pray,'' she said. On the other hand, she said that the bank

was a ''wonderful'' place to work because ''here the people

are all nice -- it's a healthy environment.'' Another

employee, a young man who until recently worked at a

competing bank, also said that while he hasn't given his

soul to Jesus, he liked the wholesome atmosphere of

Riverview, and that the only downside was having to put up

with his former colleagues teasing him about his bosses

making him say his prayers before bed.

 

There's a matter of competing rights in all of this. When

you apply for a loan, or walk into a grocery store, or take

your seat on an airplane, do you have a right to expect a

secular atmosphere, uncontaminated by religiosity? Or is

the greater right that of the company's owners to express

their faith? For a long time, Alaska Airlines has included

a prayer card with in-flight meals, a practice that was

instituted by a former executive. ''It has received mixed

reviews, some people liking it and others writing to tell

us they don't appreciate it,'' a spokesman for the airline

says. No one has taken the airline to court over it, and in

a case of the bottom line trumping all, the prayer cards

have largely vanished as in-flight meals have. But the

salient point is that under United States law, freedom of

religious expression trumps many other rights.

 

A related factor is the surprisingly vague status of the

workplace in the eyes of the law. You might think that the

establishment clause of the First Amendment forbids

religious expression in a federal workplace, but in 1997,

President Clinton issued guidelines creating a broad area

of religious freedom for federal employees, including the

right to evangelize, while forbidding government

endorsement of a religion. Curiously, the situation

regarding corporations is less clear. Is a bank -- or a

restaurant or a factory or a corporate headquarters -- in

the public or the private realm? ''The separation of church

and state is as firmly established as any doctrine can be,

but the separation of corporation and state is not nearly

as well defined,'' says Alan Wolfe, director of the Boisi

Center for Religion and American Public Life at Boston

College. ''An issue like the role of religion in the

workplace is fuzzy because we've never defined the public

nature of a corporation. And I think many corporations

themselves have been confused about how to deal with it.''

 

Beginning in the 90's, many large corporations were sued

by employees who claimed discrimination in hiring and

promotions because of race, gender or sexual orientation.

In the aftermath, as a vehicle for handling diversity

issues, some corporations formed or formalized employee

''affinity groups'' -- complete with bylaws and objectives

-- that could meet on company property, often during the

lunch hour, and would be given a small budget from the

corporation. Some companies included religious groups in

their roster of affinity groups; others balked --

apparently confused about how to deal with religion.

 

''Employers thought if they allowed religious expression in

the workplace, they would get in trouble legally,'' says

Jay Sekulow, the chief counsel for the American Center for

Law and Justice. ''It was a knee-jerk response. But the

tide has turned, and it's a much more receptive environment

today.'' Not everyone is on board, though. General Motors

is involved in a lawsuit right now brought by an employee

who has demanded the right to form a Christian group under

G.M.'s affinity-group program. Coca-Cola, as part of the

settlement of a $192 million racial-discrimination suit

brought by employees, agreed to establish affinity groups,

but religious groups are not among them. There is a

Christian group operating within the company, which the

workplace-ministry leader Os Hillman points out as an

example of the acceptance the movement has won at big

corporations, but Coca-Cola begs to differ. ''The Christian

group here is almost an underground group, and they're

certainly not company sanctioned,'' says Racquel White, a

Coca-Cola spokeswoman. ''We don't sanction political or

religious groups. What happened was, a number of employee

groups popped up after our discrimination suit. They're not

supposed to be doing it. Our preference is to stay out of

these types of stories. Frankly, we'd rather not even talk

to you about it.''

 

That kind of corporate thinking seems to be on the way out,

however. ''The large corporations tend to be agnostic, not

only with respect to religion but everything,'' Alan Wolfe

says. ''They don't want to offend anybody who is a

potential market. They tend to think of themselves as in

the public sphere and to institute policies according to

their perception of political correctness.''

 

 

Which brings us to the Pacific Northwest. We are in a gray

conference room at one of the Oregon campuses of Intel, the

world's biggest maker of computer chips. Sixteen engineers

and programmers sit around a table during lunch hour,

eating pizza and sandwiches from the company cafeteria and

discussing the Book of Ruth. William McSpadden, a

43-year-old design engineer, father of five and hardcore

weekend soccer coach, leads the Bible study. He describes

the 200 or so local participants in the Intel Bible-Based

Christian Network as ''about half conservative Christians,

even fundamentalists, with the rest being Presbyterians,

Methodists, Catholics and the like.''

 

Intel was in the forefront of public corporations that

brought religion into the mix of their employee groups,

thanks in part to the fact that one of its corporate heads,

Patrick Gelsinger, its chief technology officer, is an

evangelical Christian who has written a book on faith and

work. The Bible network became an authorized company

affinity group in 1997. There are four Bible-study sessions

per week here at the Jones Farm campus, where 4,700 of the

company's 15,000 employees work, plus special events and a

monthly faith-at-work community-outreach gathering at a

local Borders. ''When I started at Intel in 1983, we had an

informal Bible-study group,'' McSpadden says after the

Bible-study meeting as he erases the whiteboard and his

colleagues head back to work. ''The company probably didn't

even know it was going on. Its being formalized basically

makes life easier. It means I can book a conference room

without feeling I'm going against company wishes.''

 

An hour later, in a smaller conference room in which a

prayer rug lies angled toward Mecca, 12 men -- members of

the Intel Muslim Employee Group -- stream in in ones and

twos, go through the ritual motions of prayer, chat with

one another for a few minutes, then head back to work. Like

the company's 17 other diversity groups, the Muslims get a

budget of about $2,300 a year from Intel and a designated

space. Mostafa Arifin, a 29-year-old computer engineer from

Bangladesh wearing a scruffy beard and an Eddie Bauer

T-shirt, says there are about 100 participants in the

Muslim group at the Jones Farm campus, nearly all of them

men from overseas. Mostly they meet to pray, but

occasionally they hold events. After 9/11, they discovered

they had a public-education role to play, and they held

sessions on Islam in the cafeteria.

 

So this is sort of a best-case scenario of how religion in

the workplace is playing out at large companies. Religious

groups at Intel are on equal footing with the Parents

Group, the Recent College Graduates Group, the Latino

Network and the Gay, Lesbian, Bisexual and Transgender

Group. Yet there remains a slight difference between the

Christians and the other religious groups. David Nash, of

the Jewish employee group, says his members wouldn't dream

of trying to attract other Intel employees to Judaism, and

the Muslims say much the same thing.

 

McSpadden says he worried at first that the company would

disallow proselytizing: ''We were a little concerned. One

of the key tenets of Christianity is evangelism, and if

they said Bible study couldn't involve evangelism, that

would be difficult for us.'' This is the sort of thing that

gives diversity-training professionals headaches. ''There

are traps all around this issue,'' says Mauricio Velasquez,

C.E.O. of the Diversity Training Group, a consulting agency

in Virginia. ''A boss says, 'I was only proselytizing.' And

the employee says, 'No, you're excluding me from

opportunities because I'm not a Christian.' How do you

prove it?''

 

According to McSpadden, this isn't a problem at Intel. The

company allows the Christian group to proselytize, provided

it's within the confines of their meetings. And that seems

to keep it tidy -- and marginalized. Bernie Dehler, another

participant in the Intel Bible-Based Christian Network,

notes that the results of their evangelizing efforts are

puny. When I was at Intel, bulletin boards in the hallways

featured designs advertising an ice cream social sponsored

by the Bible network. ''Thousands of people see those

signs, and we'll get maybe 30 at the ice cream social,''

Dehler said. And he added cheerfully, ''We're weird, and we

know it.''

 

Back in Minnesota, as Chuck Ripka and I were leaving the

bank to go to a meeting of local business leaders, a small

encounter took place that was treated as so commonplace by

everyone involved that I failed to see its significance at

first. A couple -- a man in a track suit and a very

pregnant woman -- showed up at the bank asking to see

Ripka. He greeted them warmly. They looked distressed but

hopeful.

 

They were having all sorts of problems. She was about to

have her fifth child, and they were short of money: they

needed $80,000 right away. The man was in the ministry --

he works with children whose parents are incarcerated --

and the couple's church, which caters to recent immigrants,

was on the brink of financial collapse. They weren't coming

to Ripka for a loan, however, but for spiritual guidance.

They were feeling lost and overwhelmed by all their

problems. ''The Lord put it in my mind to come and pray

with Chuck today,'' the woman told me, so on the spot they

drove the 40 miles to the bank. Ripka prayed with them,

asking Christ to give them peace and strength, and the

couple were visibly overjoyed by the experience.

 

So there you have a sort of representative, topsy-turvy

vignette for this story: a minister and his wife seeking

out a mortgage banker for spiritual guidance and gratefully

receiving his prayers in the bank parking lot.

 

Ripka then asked the couple to come with us to the meeting

we were going to attend. The four of us drove a mile down

the road, crossing the Mississippi into the city of Elk

River. At a room in the public library, we found 25 men --

they were all men, as it happened -- sitting in a circle on

metal chairs and taking turns praying. When Ripka

introduced the couple, they were given chairs in the center

of the circle, and the men prayed for them and their

ministry and family. Then began a series of prayers for the

well-being of the community, prayers so intense that some

of the men had tears in their eyes.

 

Later I met several of the men for lunch at the Olde Main

Eatery downtown. One owns the local fitness center; another

runs a heating-oil business. As they talked, their ideas

and objectives expanded. It turned out that their group --

Pray Elk River -- is part of a network of municipal

officials, ministers and small-business owners across the

country that has the goal of winning whole towns over to

Christ. One component of that is organizing ''intercessory

prayer'' teams. It is the belief of many Christians that

targeted, concentrated prayer aimed at a problem can work

like a laser to destroy it. Stephanie Klinzing, the mayor,

who is part of the group, told me that the purpose of Pray

Elk River is to bring together church, government and

marketplace leaders to help the community. ''We have a

group of intercessors who pray for the town council, for

the city, for me as mayor,'' she said. Ripka is part of

this. ''When she has difficulties as mayor,'' he said,

''she'll call me and some others and ask us to pray over

it.'' It turns out that even before the Riverview Community

Bank was built, intercessors were praying over the bare

ground where the building would be erected.

 

Rick Heeren -- a businessman and the author of ''Thank God

It's Monday!'' -- is the Midwest representative for the

national umbrella organization, which is called Harvest

Evangelism. He told me that Harvest Evangelism had chosen

Elk River as a ''detonator city'' through which,

ultimately, the nation will be turned to Jesus Christ.

(Other detonator cities include Honolulu and San Jose.) The

Pray Elk River group has organized prayer sessions at

businesses, in the schools, over the local radio station

and at a public ''prayer fair.'' Harvest Evangelism also

links small businesses around the country to aid

third-world communities in a combined spiritual and

economic revival.

 

As Heeren talked, I began to situate Ripka and his bank in

a larger picture. At the mega-corporate level, places like

Intel and American Express deal with the unwieldy

phenomenon of marketplace Christianity by squeezing it into

neat, politically correct clothing, but the Riverview

Community Banks of the world don't feel the need to conform

to a dress code. A lot of people in communities around the

country are hungry for the message of Christ's blessing,

and small-business leaders are ready to serve their

constituencies in this new way, to bring the product to

market.

 

But as Christianity moves into a broader arena, directly

confronting some of the social mores that an open, secular

society is built on, it presents a new challenge. A

question that will probably be asked as the movement grows

is, This is legal, but is it right? Protecting religion and

religious expression is one hallmark of American society.

Another is protecting minorities. And there is probably no

more insidious form of bullying than religion.

 

It's possible, though, that the point will become moot.

While marketplace Christianity has the law on its side --

as well as America's deep and historic regard for religious

faith -- other forces may work against it. Alan Wolfe says

he thinks the phenomenon has a natural limit. Evangelicals

and other Christians who are charged to spread the Word in

secular society, he argues, face becoming contaminated by

that society. Unlike fundamentalists, who withdraw from the

secular culture, they engage it, using pop music, books,

television and now the workplace to spread their message.

But as you do that, the message becomes swamped by the

might of the broader culture. Wolfe points to the Coors

beer company as an example. ''They used to be known as an

evangelical company -- never mind the fact that they were

selling beer in the first place, a product that used to be

considered a sin -- but as they grew, that spiritual purity

changed. Today their television advertisements are almost

pornographic.'' The challenge, Wolfe says, is for the

workplace ministries to keep their faith pure as they

expand. As if on cue, the same day I spoke to Wolfe, Chuck

Ripka called to tell me that the Riverview bank was

expanding, adding its first branch in the town of Anoka, 10

miles away.

 

There are certainly no signs of Ripka's faith becoming

diluted, however. When I first visited the bank, I

discovered that besides the chance to spread the Word via

this magazine, there was one other thing Ripka wanted from

me in exchange for his participation in the article: my

soul. He had invited two other marketplace pastors -- a

dentist and the owner of a dental laboratory -- to join us

in his office. Shortly after we sat down, they began to

pray.

 

They prayed for me, for my family, for this article, for

the Lord to guide my pen, for The New York Times, for the

media in general, for secular society. Then they pulled out

a vial and began anointing me with oil -- a practice from

early Judaism and Christianity that some Christians today

have revived -- and prayed for me all over again. As a

result, I can report that having people pray over you feels

just fine, like getting praise and a shoulder massage and

an offer of help all in one. And as a small personal

reflection on the central issue of this article, I'm also

prepared to impart how it feels to have a banker, a dentist

and a businessman pray for your immortal soul in a bank. It

feels weird.

 

 

 

 

Russell Shorto is a contributing writer for the magazine

and the author, most recently, of ''The Island at the

Center of the World.''

 

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