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95. AdhyAdhilakshmeehrdfhayam paTEdhyah

sa rAjyalaksmeem achalAm thanOthi

mahAdharidhrOpi bhavEth DhanADyah

thadhanvayE sreeh sThirathAm prayAthi

One who reads this sthothra of adhyAdhi lakshmi, will spread the

steady glory of rajyalakshmi. Even if he is miserably poor he will

become rich and Lakshmi will stay forever with his descendants.

96. yasya smaraNamAthrENa thushtA syAth vishnuvallabha

thasyAbheeshtam dhadhAthyASu tham pAlayathi puthravath

Lakshmi becomes pleased with the one who simply thinks of her,

fulfils all his wishes and protects him like a son.

97. idham rahasyam hrdhayam sarvakAmaphalapradham

japah panchsahasram thu puraScharaNamuchyathE

If this secret hrdhayam which is the means of fulfilment of all

wishes, should be chanted 5000 times before it starts giving result.

98. thrikAlam EkakAlam vA narO bhakthisamanvithah

yah paTEth srunuyAth vApi sa yAthi paramAm Sriyam

One who reads this or hears with full of devotion once or thrice, he

attains glory.

99.mahAlakshmeem samuddhiSya niSi bhargavavAsarE

idham sreehrdhayam japthvA panchavAram DHanee bhavEth

By chanting this Lakshmihrdhayam to Mahalakshmi on Friday night five

times one becomes rich.

100. anEna hradhyEnAnnam garbhiNyA abhimanthritham

dhadhAthi thathkulE puthrOjAyathE Sreepathissvayam

In the family of one who gives the food to the pregnant wife after

chanting this manthra Lord Vishnu Himself is born.

101. narENApyaTHavA nAryAh lakshmeehrdhayamanthrithE

jalE peethE cha thadhvamSE mandhabhAgyO na jAyathE

In the family of a man or woman who drinks the water purified by the

chanting of this manthra no one with bad luck is born.

102. Ya ASvayungmAsi cha SuklapakshE

ramOthdsavE sannihithE cha bhakthyA

patEth thaTHaikOttharavAra vrdDHya

labhEtha souvarNamayeem suvrishtim

One who reads this in the month of PurattAsi suklapaksha, navarathri

with devotion first day once, second day twice etc and on the ninth

day nine times, there will be rain of gold.

103. ya EkabhakthyA anvaham Ekavarsham

viSuddhaDHeeh sapthathivArajApee

sa mandhabhAgyopi ramAkatAkshAth

bhavEth sahasrAksha SathAdhika Sreeh

One who chants this everydav for a year seven times with pure heart

with devotion even if he is without money and poor he will become

equal to Indhra in wealth.

104.SreeSAnghribahkthim haridAsa dAsyam

prasanna manthrArTHa DhrDaika nishTAm

gurOh smrthim nirmalabODha budDHim

pradhEhi mAthah paramampadham Sreeh

Oh mother, give me the devotion towards the Lord and let me serve

His devotees,and let me have the remembrance of my guru and pure

knowledge and attain the highest state of salvation.

105. prthveepathithvam purushOtthasmathvam

vibhoothivAsam viviDhArThasidDHim

sampoorNakirthim bahu varshabhOgam

pradhEhi mE lakshmi punah punah thvam

Lakshmi, you give me again and again the kingship, the status of

being best among men,abiding in glory,success in all things, complete

fame and enjoyment of all pleasures for many years.

106. vAdhArTHasidDHim bahulOka vaSyam

vayasTHirathvam lalanAsu bhOgam

pAthrAdhi labDHim sakalArTha siddDHim

pradhEhi mE bhargavi janmajanmani

Oh BhArgavi, give me success in arguments, mastery over the

worlds,long life and joy through women, and may be deserving all

these and attain all things successfully in all my lives to come.

107. suvarNavrshTim kuru me grhE Sreeh

suDhAnyavrshtim kuru me grhE Sreeh

kalyANavrdDHim kuru me grhE Sreeh

vibhoothivridDhim kuru mE grhE Sreeh

Let there be shower of gold in my house,shower of grains, growth of

auspicious things and prosperity.

SirObeejam:Om yam ham kam lam vam sreem

108. DHyAyEth lakshmeem prahasithamukheem kOtibAlArkabhAsAm

vidhyuthvarNAmbaraDharAm bhooshaNADyAm suSObhAm

beejApooram sarasijayugam bibhrtheem svarNapAthram

bharthrAyukthAm muharabhayadhAm mahyamapyachuthSreeh

Laksmi, glory of achyutha, of smiling face,lustrous like a million

rising suns, wearing garment in the colour of lightning,adorned with

ornaments,carrying a golden pot filled with pomogrenate seeds and two

lotuses, accompanied with her Lord and giving me refuge very often.

Lakshmikhrdhayam ended

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