Guest guest Posted February 5, 2008 Report Share Posted February 5, 2008 Who's never won? Biggest Grammy Award surprises of all time on AOL Music. Simple Times ________________________________ Vol. 10, No. 3 -- February 5th, 2008 http://thesimplemom.wordpress.com/ debi Copyright 2008 Deborah Taylor-Hough ISSN: 1527-1269 ________________________________ Subscribe: join-simple-times Un: leave-simple-times ________________________________ Celebrating 10+ years of saving your time, money and sanity! ________________________________ IN THIS ISSUE: -- " Dear Readers " -- Simple Living Quote -- Celebrating Valentine's Day on a Shoestring -- My February Financial Challenge -- Letters to the Editor / Reader Tips -- Assorted Information (archives, etc.) ________________________________ < < < O.U.R S.P.O.N.S.O.R > > > " What the heck ... I'll give it a try! " " I have to say I'm so glad I purchased your DebtIntoWealth System! I was skeptical at first, so I went to the website. It sounded good, so I figured " what the heck, " I'll give it a try. My goal was to pay off $5000 in credit card debt and a car loan so I could buy a new home, and get me and my 4 girls out of our 2-bedroom apartment. It worked! It's now 9 months later and ALL of my debt is paid off, and I just signed a contract on a new 5-bedroom house! There is no better feeling than to have NO debts, and a savings account too! Thanks to your system, my family is going to have a better life by not being enslaved to debt. " --Katrina S. in Houston, TX What the heck ... Give DebtIntoWealth a try, today! Click: http://www.debtintowealth.com/simpletimes.html ________________________________ Dear Readers, A number of years ago, a good friend of mine shared with me her secret to remember to pray regularly for friends and family. She uses what she calls " prayer triggers " and I've found her method to be perfect for me, as well. Do you find yourself always thinking of a certain friend when you see something she collects? Or do particular places that you drive past regularly remind you of someone in your life? What about that collection of vintage teacups your best friend has on her mantle and you think of her whenever you see teacups at a garage sale or thrift store? If you have regular things in your life that trigger thoughts of a particular person, you have the makings for a prayer trigger for them. Rather than just thinking about them whenever you see the item, take it as a prompting to actually pray for them. My friend who first told me about this idea said that her prayer trigger for me is aluminum foil. Yep, foil. Every time she uses it at home or buys a new box of foil at the store, she thinks of me (because of my books on cooking ahead for the freezer). So she frequently prays for me throughout her week as she's putting away leftovers or covering things for freezing. My prayer trigger for her became foil, as well, because I knew she was thinking of me whenever she saw foil, so I’d started thinking of her when I saw foil, too. A friend of my grandmother collects armadillos and pictures of old-fashioned clotheslines (Hi, Marilyn!), so she actually has two prayer triggers in my life. When I'm driving down the freeway and pass certain exits, I find myself thinking about friends and family who either live off that exit now or have lived there in the past. So I pray for them as I pass their " trigger. " It's such a simple thing, but it helps me to keep sending up regular prayers for people in my life. Anytime I notice myself always making a connection between someone and some thing, I try to fully notice that connection and make it into a prayer trigger for them. After all, if other people are like me, they can use all the prayers they can get. Simply Yours, Debi (Deborah Taylor-Hough) Editor, Simple Times Email Newsletter --Author of the popular 'Frozen Assets' series; 'A Simple Choice: A practical guide for saving your time, money & sanity'; and 'Frugal Living for Dummies® --Editor, Simple Times, Solo Parents, and Bright-Kids email newsletters ________________________________ Visit my new site! http://thesimplemom.wordpress.com/ ________________________________ SIMPLE LIVING QUOTE " I'm living so far beyond my income that we may almost be said to be living apart. " --E.E. Cummings ________________________________ CELEBRATING VALENTINE'S DAY ON A SHOESTRING Copyright 2008 Deborah Taylor-Hough Used with permission. All rights reserved. http://thesimplemom.wordpress.com Valentine's Day is just around the corner And just in case you’ve forgotten, it's always celebrated on February 14th. (Now you have no excuse for ignoring it again this year.) ;-) But if you're thinking, " Well, I have no excuse ... except for the fact that I don't have much money to spend on an elaborate gift or dinner out at a fancy restaurant right now. " No worries. Here's a list of inexpensive -- and often free -- ideas for spending some quality romantic time with your Valentine. Outdoor Ideas If the weather outside isn't frightful this time of year where you live, nature's a romantic spot to spend some snuggling time together. You could always have an exercise date if you're both fitness nuts: a brisk walk on a tree-lined lane, a game of Frisbee in the park with your favorite view, bicycling along the waterfront, a hike to a local destination. One of my favorite things to do is rent a canoe and meander slowly around the local waterways. For a less physically demanding outdoor idea, slow the pace down and stroll leisurely through the park rather than power- walking. Hold hands, look at the flowers, watch the birds, listen to the sounds of nature. Go somewhere you haven't been for ages ... maybe an arboretum, beach, game reserve, or Japanese gardens. And don't let a bit of rainy drizzle stop your plans. A romantic stroll under a shared umbrella followed by a cup of coffee or tea in a local coffee shop is definitely a romantic alternative to the typically more expensive dinner and a movie. Plus, most parks are less crowded on rainy days, so you'll have more privacy for your romantic walk. Even in the winter, it can be fun to wander through the local zoo. Many times the animals are more active this time of year rather than in the summer when they're all hiding in the shade, escaping the summer heat. Your local newspaper is always a great resource for inexpensive date ideas. Check out the " What's Happening " section for information on local heritage festivals, film showings, street fairs, home tours, fireworks displays, musical events, and county fairs. Indoor Activities If it's too cold or wet to spend Valentine's Day outside, try taking a romantic drive together into the countryside, perhaps stopping for coffee and pie at a diner along the way. Mmm. Spend the afternoon browsing through antique stores together. Talk about the things you remember seeing in your grandmother's house when you were a child. It's amazing the memories that can come back looking through things from long ago. You might discover things about your loved one you never knew. Museums are often a fairly inexpensive way to spend time together. Check around for history and art museums you've overlooked in the past. Many of them have free days, too. If it's winter in your area and winter consists of sunny skies and palm trees, you might want to consider going ice skating together at the local skating rink. The change in temperature is invigorating, and it's fun to bundle up in a scarf and gloves if it's not something you do very often. Plus, it's always appropriate to hold hands while skating together. Instant romance. Stay-at-Home Ideas Breakfast in bed is a fun wake-up on Valentine's Day morning. Maybe cook some heart-shaped pancakes to complete the theme? You could also have a tea party, just for the two of you with a selection of delicious gourmet teas, a variety of cakes and cookies, romantic music, and of course some fragrant flowers (they can just be ones picked from the yard ... you don't have to go overboard -- and over-budget -- with a dozen long stemmed roses). Try having a picnic in the livingroom by the fireplace. Spread a blanket or tablecloth on the floor, light some candles, pack traditional picnic food items into your picnic basket, turn on some soft music. Maybe feed each other fresh strawberries. If you have a series of movies you both enjoy, a movie marathon can be a fun way to spend the day. Stock up on snacks ahead of time, cuddle under a blanket on the couch, and watch a day full of Lord of the Rings, the Matrix, or a variety of romantic comedies. Turn off the ringer on your phone and just spend the day getting lost in the stories together. Have a happy Valentine's Day! ABOUT THE AUTHOR: --Deborah Taylor-Hough (freelance writer and mother of three) is the editor of the Bright-Kids and Simple Times e-newsletters. She's also the author of 'A Simple Choice: A Practical Guide to Saving Your Time, Money and Sanity,' 'Frugal Living For Dummies®' and 'Frozen Assets: How to Cook for a Day and Eat for a Month.' Visit Debi online at: http://thesimplemom.wordpress.com ________________________________ O.U.R. S.P.O.N.S.O.R. Finally ... How ANY Woman Can Learn to Make Money on the Internet Even If She's Just Getting Her Surfing Feet Wet ... No Matter How Tight Her Budget ... and Using What She Already Knows! Find out How a Stay at Home Mom Built a Successful Online Business and Career with No College Degree, No Experience on the Internet, Too Little Money and Too Little Time ... Just Like Most of You ... And How You Can Do It Too! http://stimes.buddec.hop.clickbank.net/ ________________________________ MY FEBRUARY FINANCIAL CHALLENGE Copyright Deb Holder Used with permission from EzineArticles.com. All rights reserved. Have you ever noticed that buying little things over time chips away at your bank account? It's those little things that always got me into big trouble with my finances month after month, year after year. I'd use my debit card without recording all the transactions, impulse buy at the grocery store, or just treat my family to frivolous things. Then I'd get the big shock when my bank statement arrived in the mail at the end of the month. In your quest to become debt-free, try eliminating just one of your bad spending habits and see how much you save. One of my worst offenses has been my soda addiction. I've probably spent between $80-$100 each month on soda. It's true! Even though I'd buy generic cases of soda at drastically discounted prices or buy brand names on sale, I'd still use part of my grocery budget to buy two or three sodas a day from vending machines at least five days a week. That's one reason why I've decided to nix my sugary addiction from my life. Because I have three children, my house is often full of guests. I've always felt that keeping my fridge stocked with drinks was the trait of a good hostess, but I also discovered that the drinks disappear quickly. Therefore, I'd have to go back to the store the next day to buy more. It didn't take long for the cost to add up. In fact, I've been thinking about my food costs a lot lately. Even though I have a food budget that is less than most families I know, if I can eliminate one item and save $20-$25 a week, what else could I do to stretch my food dollar? Here's my challenge to you: Track your expenses this month and see what you're spending on that one particular item you don't really need. Next month, eliminate that item from your spending habits and see what a difference it makes. It may be enough to pay off a bill or make a significant dent in the balance. We'll help you get started with a free expense tracker that takes the guesswork out of your budget. Here's my personal challenge for next month: I want to feed my family of four on a grocery bill of $400 or less for the entire month. I'm convinced I can do it. What costly spending habit do you plan to eliminate? ABOUT THE AUTHOR: --Deb Holder is a direct response copywriter/marketer for the self-help niche market. She specializes in direct mail, Internet marketing, and financial strategies for women. You can contact her at results. She is also the CEO and president of http://www.debt-free-mom.com , a site for mothers who want to live their lives with prosperity. Article Source: http://EzineArticles.com/?expert=Deb_Holder ________________________________ Feel free to forward this newsletter to your family and friends. :-) ________________________________ LETTERS TO THE EDITOR / READER TIPS We'd love to hear YOUR tips and ideas for simplifying daily life. Send your simple living comments/tips to: DSimple Re: Hello and thanks Hello Debi -- I just signed up for your blog delivery -- I don't typically read blogs but have really enjoyed everything I have read on yours and your website. I met you for the first time several years ago when my MIL gave me Frozen Assets for a gift -- at the time we had one child and were a two-income spend TOO much family and I didn't really cook -- we ate out a bunch -- so your book sat nicely on a shelf for a few years. Fast forward to today. We are a one income, home schooling family with three kids and I actually cook most of our meals! God has done amazing things in my heart and life the past seven years! At a time when I was short on spiritual women to help me with my transition you filled the gap. I wonder if you have any idea how much you have helped others? Thank you so much for sharing your gifts with strangers like myself. --Donna M. Re: Snow ideas There are so many things you can do outdoors with snow, from building a fort or a snowman to having a snowball fight, but some ays here in Canada it is just too cold or windy or the snow is coming down to hard for it to be fun to play outside. On those days, you can grab a dishpan or other plastic tub (one that won't leak!) and fill it with snow to bring indoors. Toy soldiers, dinosaurs, plastic animals, and Lego mini figures all love to play in the snow, and your kids can have great fun using plastic cookie cutters to make snow cookies, or to draw pictures. A little watered down tempera paint in a squeeze bottle is lots of fun too. If you are worried about a mess, put down a couple of towels under the dishpan, or put the dishpan in your bathtub. For bath time fun, add some snowy " icebergs " to your kids evening bath. If you pack a large snowball really tightly, it will last a while even in a warm tub. Have fun! --Andrea Re: Snow " food " We've turned fresh snow into ice cream. The kids also really like seeing icicle's, and think it's pretty neat that ice was formed outside and not in the freezer. --Tina [Editor's Note: If you don't know how to make snow ice cream, here are a few recipes I found online just now: http://www.bellaonline.com/articles/art38570.asp ~Debi, Editor, Simple Times] ________________________________ SIMPLE TIMES RECOMMENDED BOOKS Book list for frugality and simple living Go to: http://snurl.com/simplebooks _______________________________ < < B E . O U R . S P O N S O R > > Would you like to place an ad in this newsletter? Contact Andrea at marketing Subject line: simple-times Discover the modest rates for reaching this targeted market. ________________________________ SIMPLE TIMES ARCHIVES Two years' worth of back issues are available by clicking the " Read Messages " button at: http://snurl.com/st_archives ________________________________ As always, a special " Thank you! " goes out to Gary Foreman and the friendly folks at the Dollar Stretcher for making this mailing list possible! == http://www.stretcher.com/ == ________________________________ Feel free to forward this newsletter to your family and friends. :-) ________________________________ EDITOR'S BOOKS AND AUDIO RESOURCES: Books and resources by Deborah Taylor-Hough Editor, Simple Times Email Newsletter http://snurl.com/debisbooks ________________________________ DEBI'S ON-LINE RESOURCES: Personal Blog: http://dsimple.wordpress.com/ Frugality/Simplicity: http://thesimplemom.wordpress.com Cooking Ahead: http://frozenassets.wordpress.com/ Bright-Kids: http://brightkids.wordpress.com Tupperware®: http://snurl.com/DebiTupperware Kids' Books: http://snurl.com/books4kids ________________________________ SUBSCRIPTION INFORMATION Subscribe: join-simple-times Un: leave-simple-times Please feel free to forward this newsletter to anyone you think might be interested. This is a private mailing list which isn't sold or shared with anyone else. Tips and articles are printed for entertainment purposes only. All letters and reader ideas/ submissions become the property of Deborah Taylor-Hough and Simple Times. --- You are currently d to simple-times as: Cyndikrall To send any message to the following address: leave-simple-times-2345930W Quote Link to comment Share on other sites More sharing options...
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