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http://www.cbsnews.com/stories/2004/06/14/eveningnews/main623085.shtml

 

Medicaid Giveth Then Taketh Away

 

LAS VEGAS, Nev., June 14, 2004

 

 

(CBS) The Las Vegas home of Agnes and Harold Ullmer was a house of happiness and

song.

 

Then, as CBS News Correspondent Vince Gonzales reports, Harold's battle with

Alzheimer's took the couple's entire life savings. Agnes, 88, turned to

Medicaid, which picked up the bill until he died.

 

Harold was " a handsome man that I just miss terribly, " says his wife. " We had

such a good life, and God took him, and here I am. "

 

Then she received a letter that said Nevada's attorney general was going to

court to put a lien on their house for more than 90 percent of its value. To

daughter Sherry, the message was clear.

 

" It said, 'our condolences on the loss of your husband. Your house is now

ours,' " says Sherry Baer.

 

The American Association of Retired Persons worries seniors in other

cash-strapped states could soon receive similar letters.

 

" It is a concern that this may spread to other states and cause the same

chilling effect on surviving spouses that we saw in Nevada, " says Rochelle

Bobroff, senior attorney for AARP.

 

Medicaid is different from Medicare; It's like a loan. When you sign up, you

agree to pay it back and Congress has ordered the states to recover that money.

In Harold's case, the only asset he had was the house he owned with Agnes.

 

To Agnes, it sounded like an eviction notice.

 

" I'm going to be out on the street with nothing after all those years, " she

says.

 

She also believed everything in the house belonged to the state. So, when the

furnace failed, she lived in the cold, afraid to fix it. She was out of money

and thought no bank would give her a home loan because of the lien.

 

Nevada's attorney general's office says the liens are merely notices that at

some future date the state wants its Medicaid money back.

 

" We do not come to take their home, " says Nevada Deputy Attorney General Charles

Hilsabeck.

 

So what exactly does a lien do?

 

" It secures the state's right to recover at the time the property is sold …

after the death of any surviving spouse, " says Hilsabeck.

 

" People are crying in my office because of these types of lawsuits, " says

attorney James O'Reilly.

 

O'Reilly sued the state of Nevada for Agnes, arguing that the lien itself

amounted to seizing her house.

 

" Is that what this country is all about - suing old people to put liens on their

homes in order to protect an economic interest in that property? " asks O'Reilly.

 

Last month, Nevada's Supreme Court ruled the liens were legal.

 

But the court did say surviving spouses must be told they can fight the liens

and use the equity in their homes to pay for their final years. That's some

relief to Agnes who feels she has her home back, even if there's still a

lingering feeling of emptiness.

 

 

© MMIV, CBS Broadcasting Inc. .

 

 

 

 

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I (sometimes)lived, and worked in Nevada for 35 years. It's always been my

opinion that Nevada especially, does not cater to those who are not moneyed.

However, I have personal knowledge of casino revenues and the taxes they pay

to the state.

This type of action is deplorable! But I certainly envision it's future

popularity with many states' comptrollers.

How sad.

~mk

 

----

 

 

06/20/04 19:08:10

alternative_medicine_forum

Medicaid Giveth Then Taketh Away

 

http://www.cbsnews.com/stories/2004/06/14/eveningnews/main623085.shtml

 

Medicaid Giveth Then Taketh Away

 

LAS VEGAS, Nev., June 14, 2004

 

 

(CBS) The Las Vegas home of Agnes and Harold Ullmer was a house of happiness

and song.

 

Then, as CBS News Correspondent Vince Gonzales reports, Harold's battle with

Alzheimer's took the couple's entire life savings. Agnes, 88, turned to

Medicaid, which picked up the bill until he died.

 

Harold was " a handsome man that I just miss terribly, " says his wife. " We

had such a good life, and God took him, and here I am. "

 

Then she received a letter that said Nevada's attorney general was going to

court to put a lien on their house for more than 90 percent of its value. To

daughter Sherry, the message was clear.

 

" It said, 'our condolences on the loss of your husband. Your house is now

ours,' " says Sherry Baer.

 

The American Association of Retired Persons worries seniors in other

cash-strapped states could soon receive similar letters.

 

" It is a concern that this may spread to other states and cause the same

chilling effect on surviving spouses that we saw in Nevada, " says Rochelle

Bobroff, senior attorney for AARP.

 

Medicaid is different from Medicare; It's like a loan. When you sign up, you

agree to pay it back and Congress has ordered the states to recover that

money. In Harold's case, the only asset he had was the house he owned with

Agnes.

 

To Agnes, it sounded like an eviction notice.

 

" I'm going to be out on the street with nothing after all those years, " she

says.

 

She also believed everything in the house belonged to the state. So, when

the furnace failed, she lived in the cold, afraid to fix it. She was out of

money and thought no bank would give her a home loan because of the lien.

 

Nevada's attorney general's office says the liens are merely notices that at

some future date the state wants its Medicaid money back.

 

" We do not come to take their home, " says Nevada Deputy Attorney General

Charles Hilsabeck.

 

So what exactly does a lien do?

 

" It secures the state's right to recover at the time the property is sold …

after the death of any surviving spouse, " says Hilsabeck.

 

" People are crying in my office because of these types of lawsuits, " says

attorney James O'Reilly.

 

O'Reilly sued the state of Nevada for Agnes, arguing that the lien itself

amounted to seizing her house.

 

" Is that what this country is all about - suing old people to put liens on

their homes in order to protect an economic interest in that property? " asks

O'Reilly.

 

Last month, Nevada's Supreme Court ruled the liens were legal.

 

But the court did say surviving spouses must be told they can fight the

liens and use the equity in their homes to pay for their final years. That's

some relief to Agnes who feels she has her home back, even if there's still

a lingering feeling of emptiness.

 

 

© MMIV, CBS Broadcasting Inc. .

 

 

 

 

 

 

 

 

 

 

 

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Guest guest

I guess Bush is having to find alternative ways to fund his wars....I am

disgusted with where health insurance has gone these days and the lengths of the

governemnt has done to help the corporations to maintain their riches...

 

MaryKaye <mk2967 wrote:I (sometimes)lived, and worked in Nevada for

35 years. It's always been my

opinion that Nevada especially, does not cater to those who are not moneyed..

However, I have personal knowledge of casino revenues and the taxes they pay

to the state.

This type of action is deplorable! But I certainly envision it's future

popularity with many states' comptrollers.

How sad.

~mk

 

----

 

 

06/20/04 19:08:10

alternative_medicine_forum

Medicaid Giveth Then Taketh Away

 

http://www.cbsnews.com/stories/2004/06/14/eveningnews/main623085.shtml

 

Medicaid Giveth Then Taketh Away

 

LAS VEGAS, Nev., June 14, 2004

 

 

(CBS) The Las Vegas home of Agnes and Harold Ullmer was a house of happiness

and song.

 

Then, as CBS News Correspondent Vince Gonzales reports, Harold's battle with

Alzheimer's took the couple's entire life savings. Agnes, 88, turned to

Medicaid, which picked up the bill until he died.

 

Harold was " a handsome man that I just miss terribly, " says his wife. " We

had such a good life, and God took him, and here I am. "

 

Then she received a letter that said Nevada's attorney general was going to

court to put a lien on their house for more than 90 percent of its value. To

daughter Sherry, the message was clear.

 

" It said, 'our condolences on the loss of your husband. Your house is now

ours,' " says Sherry Baer.

 

The American Association of Retired Persons worries seniors in other

cash-strapped states could soon receive similar letters.

 

" It is a concern that this may spread to other states and cause the same

chilling effect on surviving spouses that we saw in Nevada, " says Rochelle

Bobroff, senior attorney for AARP.

 

Medicaid is different from Medicare; It's like a loan. When you sign up, you

agree to pay it back and Congress has ordered the states to recover that

money. In Harold's case, the only asset he had was the house he owned with

Agnes.

 

To Agnes, it sounded like an eviction notice.

 

" I'm going to be out on the street with nothing after all those years, " she

says.

 

She also believed everything in the house belonged to the state. So, when

the furnace failed, she lived in the cold, afraid to fix it. She was out of

money and thought no bank would give her a home loan because of the lien.

 

Nevada's attorney general's office says the liens are merely notices that at

some future date the state wants its Medicaid money back.

 

" We do not come to take their home, " says Nevada Deputy Attorney General

Charles Hilsabeck.

 

So what exactly does a lien do?

 

" It secures the state's right to recover at the time the property is sold …

after the death of any surviving spouse, " says Hilsabeck.

 

" People are crying in my office because of these types of lawsuits, " says

attorney James O'Reilly.

 

O'Reilly sued the state of Nevada for Agnes, arguing that the lien itself

amounted to seizing her house.

 

" Is that what this country is all about - suing old people to put liens on

their homes in order to protect an economic interest in that property? " asks

O'Reilly.

 

Last month, Nevada's Supreme Court ruled the liens were legal.

 

But the court did say surviving spouses must be told they can fight the

liens and use the equity in their homes to pay for their final years. That's

some relief to Agnes who feels she has her home back, even if there's still

a lingering feeling of emptiness.

 

 

© MMIV, CBS Broadcasting Inc. .

 

 

 

 

 

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