Malpractice Insurance

[Guest guest]

The plot thickens and the deceptions continue. The website others posted seems

to explain the situation. ( http://www.acupuncturemalpractice.com/ )

 

I would recommend reading everything very carefully. The letter I received this

week from NHCMG is flat out deceptive. I was so angry when I received it, that I

considered sending it to the Insurance Commissioners office (I still might).

They claim that the exclusions in the Lloyd's policy don't cover professional

misconduct. However, the list of exclusions highlighting the the specific points

they are using as evidence to support this claim only exclude ILLEGAL ACTS. NO

insurance policy anywhere covers illegal acts. (I used to have life insurance

and securities licenses, so I know a bit about this stuff.)

 

The deception is trying to make us believe that that illegal acts that nobody

covers is the is the same thing as not covering malpractice claims. I read

every word of the Lloyd's policy last year, and found it to be perfectly

acceptable.

 

If this policy is so bad, why did these people sell it to us in the first place?

Do they really think we're that dumb? This whole episode smells fishy to me. As

a former financial advisor, it still rankles me to see borderline unethical

practices used in a greedy grab to get our money. Buyer beware. Read everything

carefully. I personally don't trust that people who do business in this fashion

have my best interests in mind, and I chose not to do business with them.

 

Wendy S. Goldman, L.Ac.

 

 

 

 

 

 

 

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