Guest guest Posted March 26, 2010 Report Share Posted March 26, 2010 This is my last thought here on this subject, but I feel that many people who are for this think it is only a start. This subject has come up for many years in Washington and it is too big a subject to even get a foothold. Somebody finally got the ball rolling. In my opinion, no magic bullet at all. Doing nothing is how it was ... and it was plenty broke. Now is the time to START to make some beneficial changes. Thank you all for your thoughts. Annie > I agree that it should be a choice - some people just don't want to pay > for uninsured people! And yes, some of the uninsured are lazy, but some > are seriously out of work for whatever reason - health, whatever, some > can't afford it, some are just loafs. I believe that everyone is > concerned about money in the long run - isn't that what all this is > about? The people who are for this reform think that it's going to be a > magic bullet and make everything fair. That is a joke. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 To cover all Americans, would be a single-payer plan. And Congress doesn’t seem to be able/willing to pass that. Unfortunately, to cover more Americans, they have to force some to participate. I don’t think the penalty will ever become more than the insurance costs itself. I’m looking forward to not having to worry about whether I can keep my coverage. I am concerned about the insurance companies jacking the price, I hope they do the right thing. Gretta On Behalf Of SusanP Friday, March 26, 2010 8:00 AM Re: OT: Health Care Bill I understand the burdens that society faces when people are uninsured. BUT, the goal of healthcare in our country was to make it available and/or affordable for every American. The goal was never for the government to force people into buying it to resolve the issue of said burden. And as Penny says in her post, there is so much abuse and waste in the industry-those are just some of the items that needed to be addressed. The government has been dealing with this issue for years and has yet to fix the flaws which would have truly allowed people to willingly obtain affordable insurance or would have allowed the government the ability to cover those who can't afford their own. No burdens to anyone if the politicians would stop being politicians and just do the right thing. Susan <%40> , Susan Morris <nineyearfocus wrote: > > Hi Lisa: > > I agree with what you are saying here. > > It's true that you don't have to buy car insurance - you just can't legally drive a car if you don't have insurance. At the heart of this is the fact that when we drive we risk harming others, and the insurance helps to compensate for that risk. If a person is blindsided by an illness or accident that can only be cured by modern medicine and others are harmed when we can't pay our own medical bills, then we are not being personally responsible if we don't compensate for that risk somehow. > > My preference is to maintain my right as an American to boycott the private insurance industry, because they've already taken enough of my money. Which is why I would like to be able pay for and receive Medicaid before I reach retirement age. I would gladly do that in a heartbeat. I have a son who is on Medicaid due to his disabilities, and it is better than private health insurance in many ways. > > Susan > > I also agree with the car insurance (for whoever said that - I can't remember), because it's required in my state as well, and I really really don't like having to pay extra in case there's an accident with someone who is uninsured. > > Lisa > > __ > > > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 On 3/26/2010 1:27 PM, Victorianne Cain wrote: > no one is taking away your freedom of choice--you can still keep whatever insurance you have, you can now just choose another one (even i you are chronically ill or have a pre-existing condition). We have to have auto insurance, we all have police and fire protection, and free public schools (which doesn't mean you can't choose private schools.� Neither does a public option mean you can't choose private insurance.� And yes, like private schools, private insurance will likely be more expensive.� But when more people are buying in large groups, they can get better deals, as well.� i really don't see what everyone is so upset about Hi Vicky..... Unless something changed radically in the Senate recently...There is no Public Option in this health legislation...That ended last September with Nancy Pelosi announcing she had not enough votes to support Public Option... The next day, a 200K fundraiser was announced at the mansion of a UHC honcho for her....I know it was a coincident event...No one could be that dense...Could they....? Care... -- Gary W. Bourbonais L'Hermite Aromatique A.J.P. (GIA) http://www.facebook.com/Le.Hermite Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 Factor in crooked atty's , I got beat out of 4 years back pay which affected also my monthly allotment, under 400.00 and I pay 96.50 for A and B. I have other coverage with the hosp. my spouse works for and I cannot afford the ER visit if I used his ins. Its over 500.00 if you go and are now spewing blood from a carotid. I cut a deal as I had already lost my home, job, car etc.....I did a no no. I tried to work 4 hours mid year the year I filed. BAD ME for trying to do it. The way I figure it, with ins. premiums being what they are. No matter where you go in the U. S if you get sick your ins should cover you.....thats called portability. Im more scared of the obvious calls for violence in our nation right now. evie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 On 3/26/2010 2:05 PM, Victorianne Cain wrote: > If you read the bill, Medicaid and Medicare will not be affected (don't foget that most of those who put this bill together and/or voted for it are " babyboomers " �and about at retirement age, and/or have parents living longer and longer now and needing Medicare, as well.� Go to www.whitehouse.gov and read it. > Hi Vicky... $460 billion in Medicare cuts and cost/benefit analysis as to allowable treatments will certainly affect people... I see what it says...It defies logic and reason... We'll just have to see how it plays out... I am going on Medicare shortly....I'd *love* to be wrong....<G>.....! BTW...those that crafted and voted this bill for us are not part of that system....After serving one term, they can retire in a situation you or I can only dream about... -- Gary W. Bourbonais L'Hermite Aromatique A.J.P. (GIA) http://www.facebook.com/Le.Hermite Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 You are talking about two different concepts. Fire, police, schools-we all pay into it because it is how we maintain our infrastructure as a society. Read the other posts about car insurance and homeowners insurance. We are talking about the government forcing you to buy something you may not want and if you have the means to cover your own expenses than that is your right. And yes, there are actually people in this country who have the means to fully support themselves. Now, if there are people who cannot afford coverage than that is what universal healthcare was supposed to be about. Cleaning up the faults in the current system so healthcare is affordable to those who want it but currently can't afford it or the government having the funds to cover those who have no means to afford it. To make the point again, perhaps the government should force everyone to get a job so we can eliminate welfare (excpet for the short terms help it is supposed to give those trying to get back on their fee). After all, there are able-bodied people who, for whatever reason, choose not to work and are living on welfare. If we are going to force people to do something and take away free choice how about that one? And yes, I have worked in that sector and have seen the people who grew up in welfare homes and as adults stepped right on it themselves. , Victorianne Cain <vickycain wrote: > > i don't believe in being forced to pay, either, for something you don't want or don't use, BUT we are forced to pay taxes to have schools, police, fire fighters, etc. i pay big taxes for my school district, and all my kids are long grown. What if when we had a fire they came out and said " Do you have fire insurance? " Sometimes when enough people don't pay enough for everyone who needs the services, it needs to be mandated. If, after that, you choose NOT to use the health insurance, or want to put out your own fire, i'm sure there will be no problem with that. > > --- On Fri, 3/26/10, Kathy <vanokat wrote: > This is my big reason too. Call me a rebel but I can't help it - I grew up > in a free country. Don't force me to pay with the threat of the IRS dawgs if > I don't or worse...can' t pay. > Good post. > Kathy > > > > - > " Lisa " <lisamerrill2007@ hotmail.com> > > Well, my problem is that I don't WANT health insurance, and I don't > > appreciate being FORCED into it. > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 Work at an ER for 6 months and I assure you. Your mind will change. You can pay out medical bills. Some people cant and if you get cancer? You will be in a bind if you dont have insurance. You will NOT get the chemo you need. I know. I just buried a friend who had a jar on counters in convenience stores for help with her treatment.....no money? No treatment. she leaves behind a freshman in college, the first in her family line, and a son who is 25 to care for her. Some illnesses cost much, much more than you can imagine. how fast could you pay off 125,000.00? Then again I guess you COULD just accept dying when you would have a shot at life and get some really good pain killers while you are doped out until you died. But who would care for you? And we've not even touched those with mental illnesses who need real care....out of site , out of mind. As long as they stay under their bridges they dont exist I guess. Those of you who care to? If you know where the mentally ill tend to inhabit, you can leave boxes of clothing, blankets, coats, handiwipes, pillows, soaps and all sorts of things......they wont let you see them often but you can leave the box. I do. The home I have isn't much compared to what I did have but it is a roof and it embarrasses my spouse but on those cold nites when we are snuggled together after a bowl of beans , rice and some cornbread you can bet I'm thinking about those in the cold and I visualize them finding a clean warm place to sleep. We have doctor's without borders..... I say charity begins at home. selkie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 My husband works for a small company that is *fortunate* enough to get their insurance (Humana and it sucks) thru this much larger company. We were just told that our insurance will increase from $98.75 a week to $135.98 a week.....for the same lousy insurance! My take on all this is that the insurance companies will continue to raise rates for as long as they are able to do so...then when government steps in, they can *reduce* their rates and we will probably still be paying more than the original $98.75 a week! This whole bill is a definite give-away to the insurance companies...but what else is new in the US? Sandi > On 3/26/2010 1:27 PM, Victorianne Cain wrote: > >> � But when more people are buying in large groups, they can get better deals, as well.� i really don't see what everyone is so upset about >> > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 Then reform welfare. It has always been my stance to help the working parent/parents with a percentage of help vs complete support which not only traps many in the system but then creates a portion of society who only know that part of the system. If you help those who work......they'll work and more often than not its medical care that keeps that mother or father in the system. Whats done now as a result is more and more doctors are denying those on welfare . We have ONE dentist in town who will accept medicaid. He's got to be 89 if he's day . Years ago when the oil field went bust many people went under. I had a sick child who needed monthly meds we couldn't afford so I went to DHS and I didnt ask for a handout.......I asked (naively) for a 'discount' on her drugs. The man said 'how much money do you have in the bank' and I said '3000.00 and thats about a month and a half and then zero. We have bills ' and he said 'no.......how much money do you have?' and I repeated myself and said 'look, I'm NOT here for a handout. My child is sick and needs meds monthy we can't afford. I dont want you to buy my food, I want a simple 25-30% discount on her meds and I can manage a budget somehow. Beans, brown rice and cornbread at least have protein, complex and simple carbs and I can grow veggies' and he repeated the question AGAIN and I noted he was shaking his head 'no' . He wanted me to say I had NO money. Finally he said 'when that money is gone.......come back and see me. It finally occurred to me he wanted me to say I had no money and to go take it out of the bank. When I was fully tapped out I came back. Nice man. Rather rare at DHS and he said 'okay, lets get you fixed up.' And do you know they paid for rent, utilities, food, meds and the adults got three free med punches at the pharmacy and I NEVER used those for us. Only for my kids. The pharmacist kept telling me 'but you dont understand, you DONT have to pay for it' and I told her 'no, YOU don't understand, I got help for MY CHILD, I'll pay for MY medication (I thought I was saving the system a few bucks)......so the welfare system couldn't help us with a discount thereby saving them money but were willing to pay for our living expenses in totality? Well except for stuff you can't eat or use for meds.....and that puts you in a precarious place.....you find a job that pays you cash so you can buy stuff like underwear and hope you dont get caught. But thats where a lot of money can be saved, dont support the family, lend a hand.....its a form of slavery and keeping some people in a certain area and away from the nicer neighborhoods. It is a trap. I keep an old food stamp in an old bible I have. Havent read that thing in years. Lots has changed in how I see things but I keep that to remember. Help those who work and you wont find those three generation welfare families and I've had my share of seeing those. I recently gave a rather stinging appraisal of one of my family members who views each child as more money from the System and it ticks me off to know that I had to give up 4 years of my ss, did my best to raise honest kids and taught them to work . They didn't like it either. They didn't want the free lunch program and they didn't have to be embarrassed to stand in that line......another line of socio-economical distinction for their peers to learn early on who's valuable and who's not.....and to know one of my own siblings kids knocked out babies like pez dispensers just rubs me raw. I didn't stay in the system long......3 months was all I could deal with and shopping at midnite so no one could see me and being red faced and sweating because I couldnt tear that coupon out fast enough and always someone I knew would walk in.....I could not handle it. But to see people who feel entitled because they are inbred , illiterate, ignorant and lazy is also not acceptable and if you tell them 'you get a job and we'll help you?' you'll see some big differences in not so long a time. And that ER thats a walk in clinic for some kid with a scab on his knee from last week or some gal who wants her yearly pelvic or that guy who called an ambulance because he figured out taking an ambulance got him in faster for an IMPACTION....., if they can work and dont have a disability, then at least have them pay 10.00 on the spot. One doctor did that in Ok. City for an experiment and at the window was 'medicaid pts. 6.00 at time of service'.........most of them walked back out. What does that tell you? They are conditioned to think that and who did that? Where are the fail safes and the encouragement? Let a woman do the DHS budget laws . Preferrably one who has had to raise a family and stay within her means.....guarantee you some big changes would come about and more people would go to work and health care costs would go down and so would our deficit in some areas.Well they would have before the wallstreet fell apart..... another issue...corruption cannot fix corruption. There's a threat looming and those who 'have it' are scared they might have to do without the best caviar and they dont like it and they will buy, call in markers and pull strings from as many sources as they can and you better believe that those in high offices for a long time will get nervous.....and that will be the tell tale signs of who to boot out and proof its time to start with a clean slate. It aint about healthcare and it never was......say what you will about the Kennedy's but JFK was not popular with those who were NOT catholic. I remember. MLK was uppity and it was appalling that someone taught his ancestors to read.....and now we have a young man who was voted into office by mostly whites between the ages of 25-35 who are educated and I hope they are ready to stand up one more time and look at the sources these mass mails of false birth documents .. People like Tom Metzger, David Dukes and grand wizards every where, survivalists etc have waited for this day and even prayed for this day and its not about health care and for those of you in health care if it ticks you off to deal with those who have less, I always thought medicine was a calling......if you can't be civil and non judgmental remember.....because of the sick YOU have a job and a purpose and if thats not enough I hear Walmart is hiring. If you are people of color I do hope this is not negatively affecting you. My family is many colors. selkie. I'm done. I'll not say anymore. I've got a house to pack up and I wish you all safety, sanity and prosperity and love. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 27, 2010 Report Share Posted March 27, 2010 On 3/27/2010 5:44 AM, Sandi Wakefield wrote: > > My take on all this is that the insurance companies will continue to > raise rates for as long as > they are able to do so...then when government steps in, they can > *reduce* their rates and we > will probably still be paying more than the original $98.75 a week! > This whole bill is a definite > give-away to the insurance companies...but what else is new in the US? > >> On 3/26/2010 1:27 PM, Victorianne Cain wrote: >> >>> � But when more people are buying in large groups, they can get better deals, as well.� i really don't see what everyone is so upset about >>> Hi Sandi, Folks... Some time back I saw the figure 30-40% increase in private insurance premiums as one of the expected results of this plan.....It was not part of the Plan, per se....but an expected result... Guess you are one of the first, Sandi... A Public Option might have curbed some of this...There was talk about that for while, but a strategic fundraiser or two run by Health Insurance folks changed that... Maybe we'll see it back, down the road... Care.... Gary W. Bourbonais L'Hermite Aromatique AJP (GIA) Quote Link to comment Share on other sites More sharing options...
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